Simplified Issue insurance gives clients an opportunity to purchase life insurance by answering a few questions about their medical history without undergoing a medical exam. Guaranteed Issue insurance, on the other hand, doesn't have any medical questions or exams. Both of these programs make applying for life insurance quick and easy, and if someone needs coverage quickly or is hesitant about taking a medical exam, these types of policies may work well. Clients typically buy them to cover funeral costs, medical bills or debt they do not want borne by the family.

Speak to our Case Design team about these different options to see if one might be a good solution for your client.

Our Simplified & Guaranteed Issue Carriers