AMG Insurance & Financial Company
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AMG Insurance & Financial Company
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Disability Insurance

When asked what their most valuable asset is, most people will tell you it's their house, car, or possibly their retirement account, but for most of us, the answer is actually our income or ability to make a living. Unfortunately, disability insurance is one of the most widely overlooked types of insurance in financial planning. This is alarming when a full 78% of Americans live paycheck to paycheck (1). This dependence on a steady income stream is why almost half of people presented with disability insurance will buy some sort of policy (2). Help your clients prepare for the unexpected by showing them the value of income protection.

If you still don't think it's important to talk to your clients about income protection products, consider these stats:
  • At least 51 million working adults in the United States are without disability insurance other than the basic coverage available through Social Security. (3)
  • 95% of long-term disability claims are not work-related, meaning workers' comp plans will not help. (4)
  • For every 1 house lost by fire, 48 are foreclosed upon as a result of a disability. (5)

Reach out to AMG for help and resources that make it easy to add Disability Insurance to your portfolio of client solutions.

Our Disability Insurance Carriers

Sources:
  1. 2017 CareerBuilder Survey
  2. LIMRA MarketFacts Quarterly, Number 1, 2012
  3. American Council of Life Insurers, unpublished data from study released in September 2017 as Assessing Americans’ Financial and Retirement Security. ACLI found that 54.3% of non-retired households (51.3 million in total) did not report having disability insurance. Assuming there is at least one adult in each household, this means the number of “uncovered” adults is at least equal to the number of “uncovered” households.
  4. Council for Disability Awareness, Long-Term Disability Claims Review 2012
  5. CommInsure Claims Experience, 2010.

"Our Passion is Your Success."

We provide best-of-class products, friendly service, convenient technology, dynamic training,
​and opportunities for meaningful collaboration among peers.  

37 Years

As an independent, family-owned and operated broker-dealer. 

30+ National Carriers

For Life, Annuities, GTD UL, Term, LTC, DI, and Fixed products.

A Member of IDA

IDA is one of the country's oldest and most successful independent life insurance marketing groups with more than 50 offices in the U.S., serving over 85,000 agents and advisors.

AMG Insurance & Financial Company

Monday - Thursday: 8:00 a.m. - 5:00 p.m. (EST)
Friday: 8:00 a.m. - 4:30 p.m. (EST)
Athens Office
3651 Mars Hill Road
Building 2600
Watkinsville, GA, 30677
Toll-Free: 800-255-6641
Local: 706-543-7346
​Fax: 706-546-0564
See Location
Atlanta Office
615 Colonial Park Drive
Unit 201
Roswell, GA, 30075
Toll-Free: 877-255-6641
Local: 678-461-2055
​Fax: 404-719-5251
See Location
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  • Home
  • About Us
    • History of AMG
    • Meet Your Team
  • Agent Tools
    • How-To Videos
    • Quote Engines
    • Carrier Forms
    • Quote Requests & Client Tools
    • E-Application Submissions
    • Policyholder Services
    • Carrier Commission Payment Schedules
    • Contracting
    • Medical Questionnaires
    • Paramedical Exams
    • Carrier Matrix
    • Underwriting
    • Virtual Sales Assistant
    • LTC Cost Calculator
  • The AMG Difference
    • News & Product Updates
    • Upcoming Events >
      • Kick-Off Meeting
      • The 46h Annual Massey Classic
      • 2023 Leaders' Convention
    • Current Contests
  • Products & Services
    • Life Insurance
    • Annuities
    • Disability
    • Long-Term Care
    • Simplified and Guaranteed Issue
    • Life Settlements
  • Contact