Q. What is a disability income
policy?
A. Disability insurance (DI), sometimes referred to as
income protection, is exactly that. Protecting your ability
to earn a living. If you become sick or hurt and unable to
work, you'll receive payments from Illinois Mutual, based
on your particular policy. This check will help you continue
paying living expenses such as rent, mortgage, car payment,
food, insurance, utilities, medical expenses and more.
Q. What is an Elimination Period?
A. The elimination period,
sometimes called a waiting period, is the
number of days that must go by after you become totally disabled before any benefits
are payable under the policy. Check your Policy Schedule for
the elimination period of your policy.
Q. What is a Benefit Amount?
A. The benefit amount is the monthly amount you will receive if you are totally
disabled. Check your policy schedule for the benefit amount of your policy.
Q. What is a Benefit Period?
A. This is the length of time we will pay monthly benefits during total disability,
as stated on your Policy
